It is crucial that you read and fully understand these Terms & Conditions (“Terms”) as they serve as an agreement between BUSINESSBANK PAY INC. and yourself. These Terms apply to your use of the website (“Site”). By accessing or utilizing any aspect of the Site, you are agreeing to these Terms. Should you disagree with any of these terms, please refrain from accessing or using the Site.


About Us:


BUSINESSBANK PAY INC. is a business corporation with OCN 1000305267, registered in Canada, at the address: 800 Steeles W Ave, Unit B10182, Thornhill, Ontario, Canada, L4J7L2.


BUSINESSBANK PAY INC. is registered with FINTRAC in Canada with MSB registration number M22260248 for the provision of specified services as money transferring, issuing or redeeming money orders and foreign exchange dealing. 


In addition to these terms, clients of BUSINESSBANK PAY INC. are subject to specific terms and conditions for the services provided by the company. These terms, which may include supplements, annexes, schedules, or other materials provided by BUSINESSBANK PAY INC., will apply to you. To become a client of BUSINESSBANK PAY INC., you must sign up through the Site, contact the company directly, or follow any other process provided by BUSINESSBANK PAY INC., complete any necessary identity verification checks, and accept and agree to these additional terms and conditions for services.


Updates to Terms:


BUSINESSBANK PAY INC. reserves the right to modify these Terms at any time. It is your responsibility to review the most current version of the Terms each time you access or use the Site to ensure that you understand and agree with the terms in effect at that time.


Modifications to Site:


BUSINESSBANK PAY INC. reserves the right to alter, add or remove portions of the Site, including any features or functionalities, without notice and at its sole discretion.


Availability and Continuity of Site:


BUSINESSBANK PAY INC. offers the Site free of charge. However, the company makes no guarantees of the availability or sustained accessibility of the Site or any of its content. For administrative and operational reasons, we reserve the right to temporarily suspend, remove, or restrict access to the Site or any part of it.


It is also your responsibility to ensure that anyone accessing the Site through your internet connection is aware of these terms of use and any other relevant policies, and that they comply with them.


Transfer of Agreement:


BUSINESSBANK PAY INC. may transfer its rights and obligations under these Terms to another entity. If this happens, the company will, where possible, provide written notice to you and take steps to ensure that your rights under the contract are not affected.


Protection of Account Information:


It is your responsibility to keep any user identification codes, passwords, or other security information that you generate, select, or receive as part of BUSINESSBANK PAY INC.’s security procedures confidential and not share them with any third parties.


If BUSINESSBANK PAY INC. reasonably believes that you have violated any terms of this agreement, the company reserves the right to disable any user identification codes or passwords, whether selected, created, or allocated by BUSINESSBANK PAY INC. or by you, at any time.


In case of unauthorized access, you are required to promptly notify BUSINESSBANK PAY INC. at [privacy@neobusinessbank.com] should you suspect or become aware of someone else having knowledge of your user identification code and/or password.


Prohibited Text and Data mining or Web Scraping:


You must not conduct, authorize, facilitate or allow any text, data mining, or web scraping related to the Site or any services provided through or in connection with the Site. This includes but not limited to the usage of (or allowing, authorizing or attempting to use):


  • Automated devices, programs, tools, algorithms, codes, processes, “robots”, “bots”, “scrapers”, “spiders” or other means to access, obtain, copy, monitor, or extract information from the Site or any data, content, information, or services accessed through it.
  • Automated techniques to analyze text and data in digital form to generate information such as patterns, trends and correlations.


Intellectual Property Rights and Material Usage:


BUSINESSBANK PAY INC. retains all rights to the materials, information, content, reports, data, graphics, interfaces, web pages, texts, files, software, product names, company names, trademarks, and logos present on the website, and holds ownership or licensor of the intellectual property rights associated with it, including the way it is presented or displayed. These works are protected by copyright laws and treaties globally and all rights are reserved.


Users are permitted to print one copy or download any page of the Site for personal use only. However, it is mandatory to draw the attention of others within the same organization to the content posted on the Site. The printed or downloaded materials should not be altered in any way, and illustrations, photographs, videos, audio sequences, or graphics should not be used without the accompanying text.


BUSINESSBANK PAY INC. and any identified contributors must always be acknowledged as the authors of content on the Site. The use of any part of the content on the Site for commercial purposes is prohibited without obtaining a license from BUSINESSBANK PAY INC.


In case of violation of the terms, the right to use the Site will immediately terminate, and you must at BUSINESSBANK PAY INC’s discretion, either return or destroy any copies of the materials made.


Rely on Site’s Information:


It is understood and agreed upon that the information provided on the BUSINESSBANK PAY INC. website, including but not limited to any content that may be viewed as a guest, is for general informational purposes only. You acknowledge that this content is not intended to serve as advice for any specific situation and should not be interpreted as a recommendation for any specific business, service, or product.


While every effort is made by BUSINESSBANK PAY INC. to ensure the accuracy and currency of the information on the Site, no guarantee is made, express or implied, that the website content is accurate, complete, or up-to-date.


All information, data, and other materials on the website are provided “as is” and BUSINESSBANK PAY INC. does not make any representations or warranties of any kind. BUSINESSBANK PAY INC. denies any and all warranties, whether express or implied, including but not limited to merchantability, fitness for a particular purpose, non-infringement of title, confidentiality, and accuracy.


The opinions, advice, or statements made on the Site by parties other than BUSINESSBANK PAY INC. are not endorsed by and, as permitted by law, BUSINESSBANK PAY INC. is not accountable for the accuracy or reliability of such content.


BUSINESSBANK PAY INC. will not be held liable for any loss or damage that may occur as a result of relying on the information found on the Site. It is your responsibility to assess the accuracy, completeness, or usefulness of any opinions, advice, or other content available on the Site.


Accountability for External Websites:


The BUSINESSBANK PAY INC. Site may contain links to other sites and resources that are not managed by the company. These links are provided for informational purposes only and should not be seen as an endorsement by BUSINESSBANK PAY INC. of the linked websites or the information found there.


The company does not have any control over the content or policies of these sites and resources, even if they are affiliated with BUSINESSBANK PAY INC. Third-party sites and resources have their own legal policies, privacy practices, and terms of use, which are not related to those of BUSINESSBANK PAY INC. The company takes no responsibility for the contents of external sites and resources and does not guarantee the accuracy of the information found on them. Using third-party sites or resources is at your own risk.


Loss or damage responsibility:


BUSINESSBANK PAY INC. and its affiliates, agents, licensors, suppliers, and their respective directors, officers, or employees shall not be held liable for any damages, whether direct, indirect, special, incidental, punitive, exemplary, economic, or consequential, arising out of or in connection with the use of the Site, including but not limited to damages for business interruption, loss of use, loss of business opportunity, goodwill or reputation, lost profits, anticipated savings, business or revenue, even if BUSINESSBANK PAY INC. or any of its lawful agents or employees were aware of the possibility of such damages or claims.


This includes damages or losses resulting from viruses, data corruption, failed messages, transmission errors, or other technical problems, links to third-party websites, personal injury, third-party content, products, or services, damages or losses caused by you or your employees, agents, or subcontractors, loss of use, the use or inability to use the Site or its content, any other website accessed through or from this Site, or events beyond the reasonable control of BUSINESSBANK PAY INC.


Usage of personal information:


BUSINESSBANK PAY INC. guarantees to handle personal information with care and in compliance with the guidelines set out in our Privacy Policy.


Confidentiality and transmission of data:

Sending data or information, such as email communications, over the internet or other public networks can be vulnerable to loss, interception, or alteration during transmission.


BUSINESSBANK PAY INC. will not be held responsible for any harm or financial loss that may occur as a result of these transmissions, including but not limited to the exchange of email containing personal information with BUSINESSBANK PAY INC.


While the company will take reasonable steps to protect the privacy of the information provided to it in compliance with its Privacy Policy, it is important to note that any information shared with BUSINESSBANK PAY INC. will not be considered confidential, the company has no fiduciary responsibility and will not be liable in case of accidental release or access by third-party without authorization.


Virus or malicious software responsibility:


BUSINESSBANK PAY INC. does not provide any assurance that the Site will be free from security breaches or viruses. It is the user’s responsibility to properly set up their computer, internet and software in order to access the Site and they are advised to use personal virus protection software. Misuse of the Site, such as introducing malware or attempting unauthorized access to the Site or associated servers, computers or databases is strictly prohibited. If such an event occurs, the user’s right to access the Site will be terminated immediately.


Linking to our Site:


It is permissible to establish a link to the home page of BUSINESSBANK PAY INC.’s Site, as long as it is done so in a manner that is fair, legal, and does not tarnish or exploit the company’s reputation. However, any link must not imply any form of partnership, approval or sponsorship by BUSINESSBANK PAY INC. that does not exist. Additionally, you may only link to the Site from a website that you own. Framing or linking to any part of the Site, other than the home page, is strictly prohibited. BUSINESSBANK PAY INC. reserves the right to revoke linking permission at any time without notice.


Governing Law and Jurisdiction:


The interpretation and enforcement of these terms will be governed by the laws of the Province of Ontario, Canada and any applicable federal laws. Any rights or remedies provided by this agreement or by law will be cumulative in nature.


BUSINESSBANK PAY INC. and the user acknowledge and agree that the courts of the Province of Ontario will have exclusive jurisdiction to hear any disputes arising from or related to these terms.